Where's A Credit Card That Offers Me 1000$ limit cash when I apply?
Iv’e been offered alot of credit cards, but all they offer me is 250$ cash when I apply, please answer, Best answer I gonna give you 10 points!! Thanks in advance
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How to Increase my credit score?
My score at Equifax is 723
My score at Transunion is 738
My score at Experian is 739
Question:
I plan to get a job in bank industry that require to check my credit score, how they going to calculate my score if my score is diffrent in 3 credit bureu. My employer require my 800 score to get a job
they will get score from 3 credit bureu
Question:
How to Incrase my credit score
Currently as a positive factors are
-The proportion of the balance to credit limit is 4% (total credit limit of ,000)
Citi-,000
American Express- ,000
-The presence of bank/national revolving credit has been estabolish
-You are using relativly low balance compare to credit limit
-You have never been late
Current negative factors is:
-The lenght of time your account has been estabolish is relatively short
First account open 14 month ago- Credit Card- Citi
Second account open 3 month ago-Credit Card- American Express
-I have never been late with any payment
-Pay in full each month
-no inquire (hard cover inquire) within last 24 month
-no collection
-no public record
-no garnishment or other negative factors
Question:
It is ok to "load with a debt" for ,000 and pay it with 12 month period( with intrest) to increase my credit score?
Any suggestion ,comment, welcome!
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What is the best way to settle your debt. Should I contact Credit card bank or debt relief company to settle?
I am a single parent and have close to $ 15,000 in credit card debt. I tried calling credit card company to make an offer in lower amount. Do you think if credit card company settle with in lower amount of payment would it affect my credit history. What is the best way to go
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Which credit cards are offering the best rates now for a FICO score of around 800?
Also, which ones do not charge a fee.
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How will my credit be affected if I cancel a credit card I've had for 2 years that is in good standing?
I have a credit card thru my bank (Wachovia) and I have paid it off on time and in full every month for the past 2 years and I also just got a new Discover card, and after comparing the rates, my Wachovia card has an APR of 18.24% and the Discover card’s rate is 9.99%. I’ve been told that I should keep the Wachovia card for credit check purposes since I’ve kept up with it so well for this long, but just to avoid potential trouble in the future, I’m thinking about cancelling it, especially since I rarely use it now anyway (maybe just a couple times a month just so I’ll have something to pay off– that looks good, right?) What should I do?
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What is the best way to handle a credit card I don't intend to use?
When I made a large purchase at a department store, I applied for their card in order to get the discount they offered. But I have no intent to ever use the card. Should I officially close the account, or just cut up the card and throw the pieces away? What is best for my credit? – Thanks
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What is the best way to re-build your credit after receiving your discharge papers? ?
I just received my discharge papers this month after filing a Chapter 7 BK for having too much Credit Card debt , among other things.
I already have a secured credit card of a 0.00 limit.
I have been receiving (via mail) some credit card offers that say that they will help people with bad credit get back on their feet and help you build good credit. Then I am tempted, but I am not sure about them. Then I throw them away.
What do you suggest?
Thanks!
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Are There Homeowners who Walk Away from their Credit Card Debt?
I have an elderly aunt who owns a modest home. She was almost bankrupt but worked very hard to pay her credit card debt out of fear of losing her house.
Do people who own homes outright end up simply not paying their credit card debt? I am so curious as to whether people who own homes "get away with" not paying off their credit cards.
Was my aunt "foolish" compared to other people because she didnt’ simply declare bankruptcy?
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What's the best cash back credit card?
I don’t need any good low interest credit cards. I always pay in full so that isn’t a problem. I don’t want a card with an annual fee.
So currently I have two cash back credit cards.
1.
3% cash back on gas, groceries, fastfood, and 1% on all others.
2. 3% cash back on resturants, office supplies, and i think something else. 1% on all other.
So i’m thinking if there is another credit card that offers cash back on different stuff that is like 3% or higher, why not get one?
Is there one that gives cash back for entertainment? I don’t want any sony credit cards or something that is only for certain stores. I want a Visa, Mastercard, American Express.
Does AE offer like 5% for resturants? and wireless bills?
I have like sprint internet where you can use it anywhere and it’s a usb device but i believe it counts as a wireless bill. I also don’t want miles. I don’t fly so those are useless to me. I just want cash back. CASH. I want to earn money.
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What is the best way to negotiate an offer to settle your credit card bills?
I am no longer working and have closed my credit cards with high balances (the most is 00). I will be getting a chunk of money next month and would like to settle these debts on my own without having to use one of those debt management companies. What is a fair offer to make on a debt that size? How do I go about doing this, and what about my credit score? Please help.
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