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I have some student loans. I plan to transfer it to my credit card that offer 0% APR in 12 months. Would this be a wise decision or not? I will repay it within the 12 months. That way there will be no interest on my part. However, will this affect my tax refunds, such as decreasing my refunds. Last year I had a huge refund, which I think is due to the student loans that I am paying. Thank you for your educated input!

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Looking to purchase high priced item for over 2K and want to spread out interest free payments over year and a half to two years without interest- dept store does not offer a store card. Anyone know of any 0% APR Credit cards for a year and half to two years? I see plenty of 12 months cards, but longer than that I am unaware. Thanks.

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I have about ,000 in credit card debt at 16% APR. I’m going to use a balance transfer with no fee to a card with 0% for 12 months. Can I just do a similar transfer every 12 months to a different card (with similar terms) to keep getting the 0% rate? Does this affect my credit score? Any pitfalls or fine print details I haven’t considered?

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I need to get a balance transfer made and am not able to find a single credit cad anymore that offers 0% APR on Balance Transfers for 12 months with little to no fees. Do you know of any?

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I see that there are several credit cards that offer 0% APR for 6 or 12 months, but what exactly does that mean? I already have 3 credit cards, but I pay them off in full every month so I’ve never paid attention to fees.

Right now I’d like to buy a laptop for school, and pay it off in 6 months but I don’t want to pay any extra fees or interest rate in this period, is this what 0% introductory APR cards are for? And are there any hidden fees I should watch out for?

Thanks.

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I need to transfer my balance from my credit card to a new one. Any credit card that offers 0% interest for 12 months or a low interest for the life of the balance?

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i have a credit card that i owe nothing on, but i’m not sure if its still at 0% APR after the month thing. how can you find out when they shut off the )% so i can get a new credit card with 12 months 0% and cut the old one up?

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i have had the same credit card since 1993, recently i have been getting alot of credit card offers in the mail with claims of fixed intrest of 11.99% and 0% introductory offer on balance tranfers up to 12 months then 10.99% intrest. so i pulled out my credit card statement and discovered i am paying ALOT more than that in intrest. how do i go about choosing the best credit card to help me pay off my existing credit card balance faster and with way less intrest? i dont know what to look for in the fine print to make sure i dont get stuck paying this intrest again. any specific cards or links anyone can recommend that i can apply for? my credit rating according to my current credit card co is a 783.

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I’m looking for a zero-interest transfer credit card, with no transfer fees, 12 months or more zero interest on transfers, a low interest rate after the zero interest period, no annual fees, long grace periods. Also, I want to avoid cards that change the terms of service after transfer, even though the cardholder has not paid late. Can you recommend any cards that should work for me? Additionally, are there any other criteria that I should be aware of? Thank you.

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I went onto a credit card comparison site called www.CreditCardRadio.com It was very helpful and I got a low fixed interest rate credit card. Would it have been better for me to get the 0% intro rate for 12 months? Both options seemed like good deals. My fixed rate is at 4.99% for life of the transfer.