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Hello! I have been trying to pay off my Chase credit card for some time now. Every month I send anywhere from 0-00. My balance is now down to 00 BUT the fact that my APR is so high just kills me. It is only taking me longer to pay it off. I have applied for 0% APR credit cards to do a balance transfer and I am not getting approved. What can I do?!?!? I feel like I am spinning my wheels standing still! Oh and I already called to see if they could do anything. They said that there has been a freeze on changing APRs due to the economy. Well heeelllooo I am tyring to bring mine down.. not up!! HELP!

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Looking to purchase high priced item for over 2K and want to spread out interest free payments over year and a half to two years without interest- dept store does not offer a store card. Anyone know of any 0% APR Credit cards for a year and half to two years? I see plenty of 12 months cards, but longer than that I am unaware. Thanks.

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I have a loan of about 100,000$ for buying a house in India. I have a loan there but the interest rate is pretty high (10.25%). I have seen some people use these 0% APR credit cards to pay off low amount loans like these using balance transfer. How does this work and what are the risks involved?

With Low-Interest and 0% APR Credit Cards can I save on Interest Expenses? Is there any way in which I can save money on my credit cards?

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