Banks

Posts Tagged ‘banks’

Which banks are offering Liftime Free Credit Card ?

I am an Empoloyee of Andhra Pradesh State Government, having take home salary of Rs.15,000/-. I want to apply for a Liftime Free Credit Card. I am residing in Rajahmundry, East Godavari District of Andhra Pradesh. Which banks are offering Liftime Free Credit Card and which is the best Credit Card with out hiddence chargegs ?

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Do you think debit cards are safe?

Is it worthwhile to have a debit card or is it better to just use an ATM card instead? Is there any benefit for the individual to have a debit card? What about the easy access one would have to your account if one stole your debit card compared to losing your credit card? With an ATM card one needs to have the PIN number associated with, so it is useless for someone else to steal if they don’t have a PIN number, it. It appears to me that only the banks benefit from debit cards because of imediate payment and fees collected from merchants. Which card do you think is better to have for your checking account – debit or ATM?
But debit cards have either Visa or Mastercard logo which means one could clean out your checking account by using it as a credit card without needing a PIN number. And will the bank reimburse you for the money stolen or used from your checking account if it does happen. and if they do, how long would it take for them to reimburse you? You could be without your checking account money for a few months before they give it back to you. isn;t this enough reason not to carry a debit card?

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Which is the best credit card to get after bankruptcy?

I recently filed for Chapter 7 bankruptcy and have begun to receive numerous credit card offers by mail. I want to begin repairing my credit so that I can buy a house within the next 2-3 years. However, I want to be extra careful about the card I choose. What sort of things should I look for in a credit card offer? I recently received an offer from Capital One with the following terms: no annual fee, 0%APR for 6 months (12.9% thereafter) and at least ,000 in credit. It also states that automatic credit increases will be made to the account if you use the card within 90 days and make the first three minimum payments on time. It sounds sort of reasonable to me but I’ve also read a lot of negative things about Capital One. Should I just wait some more until I get better credit card offers from other banks? What are my options? Thanks.

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What is the best credit card company?

heyy i am gonna get a credit card and since its the financial crisis credit card companies should have some good offers. i wanna know what company gives you the best stuff and offers from which banks. Visa, american express, smart card ect…

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pay off loan with 0% apr credit card?

i want to pay my personal loans last 3000 dollars on a 0% apr credit card i just got. is this possbile? when im looking at my banks website it looks like i can only transfer the loan payment with cash from either my savings or checking acct.

i just thought of this as im typing, can i use the full acct number for the loan and setup a loan payment on my CC website? hmmm im gonna look into this right now
responses pleeease

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As far as credit history building is concerned, does it help to use 2 credit cards compared to one?

I haven 2 credit cards but i never used the other one. Does it help to use both to build credit? Does it harm my credit not using the other one? They are from different banks. I am renting an apartment and paying my light bills, does it help build credit too? What other simple and inexpensive ways to build credit? Thanks

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How do these banks compare in services and credit cards for a small business: Wachovia vs Bank of America?

I am trying to choose between these two banks- unless there’s another credit card that would be better than what these banks offer…
Please give me the reasons for your suggestion- thanks!

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Which Bank offers best credit card deals?

Can anyone tell me which bank has the lowest interest rates on credit cards, and how do I choose the right credit card? Also can you please tell me what is dangerous about the whole credit system and how banks can rip people off. Thanks a lot in advance.