Credit Card Company

Posts Tagged ‘credit card company’

What is the best recommended credit card?

I’m interested in getting a credit card that I can also get cash from, I always pay my bills on time so I know I’ll be able to pay it off full monthly. I just don’t know which card whould be the best? when it comes to interest, and all the %’s and fees? What do I need to look for in a credit card company? what are rewards? I always hear about them … sometimes I heard that by signing up to a credit card you also get gift cards or gifts, I just wanna get the best for my deal, but first I need to know what credit card is best when it comes to everything with special offers too. Personal experiences appreciated….
I’m interested to build some credit and to use it for emergencies,also… small purchases and get cash back type… I know I can make the full payments monthly and on time. I just want a good deal and the best credit card.

Related Blogs

What is the best way to settle your debt. Should I contact Credit card bank or debt relief company to settle?

I am a single parent and have close to $ 15,000 in credit card debt. I tried calling credit card company to make an offer in lower amount. Do you think if credit card company settle with in lower amount of payment would it affect my credit history. What is the best way to go

Related Blogs

For credit cards, why is it harder to get over-limit penalty waived, compared to getting the late fee waived?

I have been a customer of a credit card company for many years. I have had a clean record, so the company normally waived a rare late-fee if I ever accidentally delayed my monthly payment.
Last month I got hit by an over-limit penalty because I went a couple of dollars over the credit limit. I called the company and asked for a waiver. This time it was much much harder to get the fee waived — I had to almost cancel my credit card.
I am wondering why the difference between these two types of penalties?

Related Blogs

what credit card has the best frequent flyer miles?

i would like to get a credit card that offers frequent flyer miles as a reward for purchases. does anyone know which credit card company or airline offers the most miles per dollar spent but also has a low interest rate, preferribly no black out dates, easiest use of miles, and no yearly fees or usage fees or anything like that?

Related Blogs

Who offers the best credit card?

My current credit card is charging me 23% interest because I got it back when I didn’t have much credit. Now my credit score is like 740 and my credit card company won’t work with me on their crappy interest rate so I’m trying to find a better one. I’m mainly looking for something that is accepted pretty much everywhere (I travel for work) and has the lowest possible interest rate. I guess rewards are a bonus, but I don’t care too much about that if it means a higher interest rate (which, from what I understand it usually does).
Edit: I know I should pay it in full every month, but I’ve had it for 5 years now and I always end up carrying a balance. I know it’s not the smartest way to do things, but I also know that I can mitigate some of the damage from my stupid decisions with a lower interest rate.
Also, my current credit card is payed off right now, so switching cards will be no big deal.

Related Blogs

I need a credit card with 0%apr for 12 months and 0% balance transfer!!?

I am trying to transfer balances on my card that I owe K to a new card with 0% APR for 12 months. Would I be charged anything from my old credit card company if I transfer balances? I see alot of cards with 0% APR for 12 months from websites/companies that sponsor many cards. How can I find the right one? I dont know how this whole process works! HELP ME PLEASE!

Related Blogs

is it possible to use a 0% introductory APR on a credit card to purchase a short-term CD for profit?

This is what you do assuming you have good credit: apply for a high credit limit credit card (say 10K) with a 0% APR for 12 months. Once you are accepted, ask for a purchase check, write the check out to yourself for the 10K (or a little less if you want). Put the money into your checking account. Then, look in the paper, find a local bank that is offering 5% CDs 6-month term. Put the 10K in the CD. 6 months later, collect the 0 profit (minus a few small possible fees) and use the 10K principal to pay back the credit card company before the introductory 0% APR expires. Will this work, is it illegal?

Related Blogs

Is there a company in the US that can lower all your credit cards interest rate? I just received a phone call.

I’m assuming it’s a telemarketing thing because when I picked up the phone, they told me that I’m elgible to lower all my credit cards’ interest rate to 6.9% if my debt is at least ,500. And it says to press 1 to speak with someone, or press 2 to be erased. I pressed 1 to and spoke with someone, he said he could lower ALL my credit cards interest rate to 6.9%, then he asked to "verify" my information… that’s where I became susipicious…. What do you guys think? Are there such things?

I called one of my credit card companies and they said they don’t have such affliation… and that it might be an outside markerter telecompany or some sort… should I believe this "promotion" or it’s impossible?!
Ok… so they just called be back and asked, "So what did your credit card company say about us?" I told them exactly what they told me, that they don’t have such affiliation to lower my interest rate to 6.9%. He said, "well, then how do we know how many credit cards you have, and how much debt you owe?" I said, "you didn’t, until I told you guys on the phone earlier." HE HUNG UP. HAHA

Related Blogs

What can you do to lower your credit card interest rate?

Several years ago I developed a chronic medical condition,lost my job & was unemployed several years. I used my savings to pay my credit cards until I missed 2 payments in a row. I contacted the credit card company, worked out a deal to pay them back.
I am now employed, current on my bills & have been for several months even though they are charging me an usurious interest rate 29.95% I believe. I have not used this card since several months before my missed payments. I contacted the card company to lower this amount but they refused.
What are my options?

Related Blogs

Which credit card has the lowest interest rate?

Wanting a credit card. Wondering which credit card company has the lowest credit-rate. Which would be the best to go with??