Credit Rating

Posts Tagged ‘credit rating’

I have 4 credit cards equaling $15000 and my credit isn't the best. What is the best way to consildate?

I have tried to go with other credit cards with 0% APR or lower interest rates on balance transfers, but with my credit rating, I cant get accepted with a high enough balance. I make decent enough money to keep paying these, but Im getting married in a month and I need to start lowering my bills. I just want all of these on one bill or one card with lower interest. Where do I go to get this worked out? Thank you for the help!

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I have 4 credit cards equaling $15000 and my credit isn't the best. What is the best way to consildate?

I have tried to go with other credit cards with 0% APR or lower interest rates on balance transfers, but with my credit rating, I cant get accepted with a high enough balance. I make decent enough money to keep paying these, but Im getting married in a month and I need to start lowering my bills. I just want all of these on one bill or one card with lower interest. Where do I go to get this worked out? Thank you for the help!

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Credit card with 0% APR on balance transfers for life?

I am looking for a credit card that has a 0% APR on balance transfers for the life of the transfer, preferably with not balance transfer fee. I have searched MANY sites and only found 0% for the first 6, 12 or 15 months then the regular APR (usually like 15% or so) from that point on. Can anybody recommend a card that will do this?
I do not receive offers through the mail…I signed up to stop receiving those (figures that as soon as I do I would like to have one lol). My credit rating is excellent, so I should have no problems getting almost any card.

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Does signing up for multiple credit cards, and checking your credit rating, lower your credit rating?

I’m interested in several credit cards for various reasons, but I’ve heard that having lots of credit cards, even if you don’t abuse them and pay all your bills on time, lowers your credit rating. Also, I’ve heard that every time you check your credit rating it goes down. Is that true?

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If you had 1 credit card with a high APR and other credit cards with low APRs, would it be a bad idea to …?

transfer the whole balance from the card with the high APR if it mean pushing your low APR card close to its credit limit? What is a better strategy for your credit rating? Spreading debt out over a few cards? OR having some cards with no balance and some with high balances due to transfers?

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I have a low credit score. No credit cards or credit debt. How do I build my score?

I would like to buy a house in the next 5 to 10 years. What can I do to build my credit rating?

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how to judge the best low intrest credit card?

i have had the same credit card since 1993, recently i have been getting alot of credit card offers in the mail with claims of fixed intrest of 11.99% and 0% introductory offer on balance tranfers up to 12 months then 10.99% intrest. so i pulled out my credit card statement and discovered i am paying ALOT more than that in intrest. how do i go about choosing the best credit card to help me pay off my existing credit card balance faster and with way less intrest? i dont know what to look for in the fine print to make sure i dont get stuck paying this intrest again. any specific cards or links anyone can recommend that i can apply for? my credit rating according to my current credit card co is a 783.

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I am considering consolidating two credit card balances onto one card that has a low interest rate.?

Will this have any adverse effect on my credit rating?

How can I get a small business credit card that offers 0% APR on balance transfers?

I own a successful small business with excellent credit rating. I need a small business credit card that offers 0% APR on balance transfers and/or outstanding rewards-points program. What can you recommend to me? Also, isn’t there a web site that helps you find/match personal credit cards to your preferences – is there such available for business too?

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What credit card offers the best rewards?

The apartment I am moving into allows rent to be paid by credit. I would like to use this option to have my rent add up into a reward.

I will be paying the card in full each month, so I am not too concerned about the interest rate. Within the past two months I ran my annual credit check and know that my credit rating is high (I don’t want to give an exact score on this forum).

I’d prefer no annual fee, but if the reward is worth it I would consider a card with a fee.

The credit card I currently have earns one point per dollar spent, but to spend the points, you need a crazy number so I feel that there must be something better.

Thank you all in advance for your advice.
As I mentioned before, I already know my credit score and how I will use the card. I’m not looking for credit advice, just reward programs. Google hasn’t been much help because it sends my to website sponsored by certain companies.

Which is best? A specific airline? A specific store? Cash Back? This is what I want to find out.