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Hello, I have 16000$ in credit card bills. I transfer 75% of it to other credit cards with lower interest rates and will save my self a few hundred dollars for like a year. Is there a downfall to this credit wise???
My old interest rate was 24% and my new rat is 3%

2. I transfer balance from all my bills in to 6 low rate credit cards. Is this a bad thing? Will i be paying more in the long run? Any suggestions?

Thanks!

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im starting off on my credit i wanna get some suggestions on low rate credit cards for a "beginner"

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Hello, I have 16000$ in credit card bills. I transfer 75% of it to other credit cards with lower interest rates and will save my self a few hundred dollars for like a year. Is there a downfall to this credit wise???
My old interest rate was 24% and my new rat is 3%

2. I transfer balance from all my bills in to 6 low rate credit cards. Is this a bad thing? Will i be paying more in the long run? Any suggestions?

Thanks!

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I want a credit card that has no annual fees and as low rates as possible for up to 12 month. I found a good low apr credit card site http://www.lowest-apr-cards.com/0_Intro_APR.html which contains many types of low rate credit cards. But I am not able to decide what is best for me. Can anyone help me out? Thanks for any help.

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What is the low rate credit cards? And I know Reward cards. So what’s the difference? Thx ahead!

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