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Let’s say you have a student loan at 8 percent and credit card debt at a fixed 3.99 percent. Conventional Wisdom says pay off the higher rate debt first. But, I have read that paying off credit card debt faster improves your credit score, which can save you thousands on a mortgage. So is it better to pay off the lower rate credit card debt and improve the credit score, or the higher rate debt and save the immediate money on interest.

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I am looking into transfering to lower interest rate credit card but I am worried about hidden fees. Are there transfer fees? and are these applies for extended period?

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I just got a loan with a lower interest rate to consolidate some debt… but now I’m wondering if I should just pay off my car with it which has the same interest rate and free up 0 month which I can apply towards my high interest rate credit card debt. Or should I just apply it to my credit card debt and continue making car payments for another six months?

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I went onto a credit card comparison site called www.CreditCardRadio.com It was very helpful and I got a low fixed interest rate credit card. Would it have been better for me to get the 0% intro rate for 12 months? Both options seemed like good deals. My fixed rate is at 4.99% for life of the transfer.

I have a low interest rate credit card through my University, however it offers no cash back or rewards program. I am solely looking for a good VISA,not anything else, rewards or cash back program that doesn’t get carried away with high interest rates.

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First time with a credit card I haven’t applied for one yet. If I get one and buy something for like 600 dollars and make like 300 dollar payments every two weeks and pay it off really quick is that okay? I mean I also want to know what a good low interest rate credit card is so that I can do this.

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