Visa

Posts Tagged ‘visa’

Which credit card would be best for a first time?

Is Capital One a good place to get your first credit card or New Millennium Bank.
New Millennium Bank Offers me a master card and a visa with a credit limit of 10,000 – 5,000 for visa and 5,000 for master card. Capital One one the other hand does not tell me my credit limit untill after I apply but it guaranties at least 0 minimum.
I have a card from sony financial my limit with them is 600 but i could only but sony stuff or sound system stores that accept it so i realy dont cout that one. Or should I?

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Regarding credit, would I be better off paying credit cards off or leaving small balance on them?

Would it be better for my credit score to pay off and close some of my accounts such as visa and maSTERCARD compared to keeping small balances on them and keeping the balance’s low at all times but keep them open?
Thank you for your help

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Do you think debit cards are safe?

Is it worthwhile to have a debit card or is it better to just use an ATM card instead? Is there any benefit for the individual to have a debit card? What about the easy access one would have to your account if one stole your debit card compared to losing your credit card? With an ATM card one needs to have the PIN number associated with, so it is useless for someone else to steal if they don’t have a PIN number, it. It appears to me that only the banks benefit from debit cards because of imediate payment and fees collected from merchants. Which card do you think is better to have for your checking account – debit or ATM?
But debit cards have either Visa or Mastercard logo which means one could clean out your checking account by using it as a credit card without needing a PIN number. And will the bank reimburse you for the money stolen or used from your checking account if it does happen. and if they do, how long would it take for them to reimburse you? You could be without your checking account money for a few months before they give it back to you. isn;t this enough reason not to carry a debit card?

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What is the best credit card (see below for specifics)?

I have excellent credit.
I want to have a card that has a good, secure website for billpay and management.
I would like a good interest rate for transfering a balance from my other card.
I want a good permanent interest rate.

I have a capitol one card now and I hate it. I never lets me use the online bill pay and my brother has had multiple problems with his also.

I received an offer from my insurance company for a visa that has a 2.9% balance transfer rate until Oct. 2009, and a permanent 9.9% interest rate on purchases. It also has online account management and does not have an annual fee.

Does this sound like the best offer or do you know of better ones or cards you are really pleased with?

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Contact bank or credit card company to lower credit card interest rate?

I want to negotiate my interest rate on my credit card. Do I call the bank my credit card it through, or contact VISA?

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What is the best Visa Credit Card to get that includes rewards and cash back with low interest rates?

I have a low interest rate credit card through my University, however it offers no cash back or rewards program. I am solely looking for a good VISA,not anything else, rewards or cash back program that doesn’t get carried away with high interest rates.

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What credit card company offers the best deals on Business Credit Card?

I have good credit and im in the market for a business credit card. What company offers the best rates, offers, cash back programs ect? Please give me some ideas on programs i should look into from the major cards like, AE, Discover, MC, and Visa.

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What is the best credit card that offers the most rewards?

Now I have the Visa Southwest card and got about two free airline tickets. Is there any better card cause Southwest doesnt’ really go out of the country. I usually spend over 00 a month and always pay in full.